Every time you use your credit card, transaction fees go to the bank that issued it. You may also be paying annual fees and interest fees. You can make sure this money is used to build a better world by finding a responsible credit card.
Take a look at the front of your credit card. What you’ll likely see is the branding – maybe a bank logo, store brand or nonprofit organization. Now turn your card over and look at the back. What you may find in small print is the issuer of your credit card. That’s who you send your payments to each month.
Sometimes the brander and issuer of the card are the same, but often they are not – and the issuer is who determines whether the fees associated with using the card align with your values.
Those fees include:
This means that even if your credit card has no annual fee, and you pay it off in full each month, your purchases are still responsible for transaction fees that go to your credit card issuer.
How can you make sure these fees are used in a way that aligns with your values? Find a socially responsible issuer for your credit card, usually a responsible bank or credit union.
Learn more by clicking on the resources below.
We have had many big breakthroughs recently. Major companies across all industries are changing -- proof of the power of consumer pressure. We are witnessing how our economic power is truly changing the world for good and towards a simpler, more sustainable way of living. We are winning and we are opening doors for more businesses to go green.
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